How our financing works – Qogita

Deferring your payments can help you manage your cash flow more efficiently in 2 main ways

1. Less capital needed - Pay only after selling the new inventory.

2. Grow faster - Buy more, sell more.

We know that every business is unique, so we offer flexible financing to suit your needs. Our financing fees are very competitive and vary depending on the terms you choose at checkout.

Available deferred terms

You can choose between 30, 60, or 90-day repayment lengths at checkout depending on your available credit.

Paying with deferred terms

Your available credit is the amount of financing we can offer you at that time. This value depends mainly on previously paid orders and outstanding finance among other things.

Please note that your available credit must cover the cost of your entire order including fees to use financing. We do not offer partial upfront payment or partial financing for an order.

Important: The initial consequence of not paying your invoice in a timely manner will be a temporary block of your credit. Repetitive payment failures will definitely block your credit.

Finding your available credit

You can see your credit limit at checkout when you select your payment option. Your credit limit can be found also in Your account under the tab Your credit

Can I increase my available credit?

There are two ways to increase your available credit. You can pay the balance of any outstanding payments or contact our sales team to discuss a credit increase.

Usually, your past performance on Qogita and the number of paid orders will contribute to the credit limit allocated to your account. The more paid orders you place on Qogita, the higher your credit limit will be. Additional factors that may impact your credit limit are your creditworthiness, previous defaults, the accuracy of your account details, etc.

Available deferred terms

Paying with deferred terms

Finding your available credit

Related articles